Commerce happens in the chat. Now getting paid does too.

Tuago turns the WhatsApp chat into your checkout, your customer pays by bank transfer right there, and the bank confirms it the instant it lands.

  • No fake screenshots
  • Bank-verified
  • Settles to your account

The end of the fake screenshot.

Across Africa, business lives in WhatsApp, the order, the back-and-forth, the “I’ve sent it.” Everything except the one moment that matters: knowing you’ve actually been paid.

Tuago ends the guesswork. The bank confirms every transfer, the instant it lands. No screenshot, no “have you paid?”, no waiting.

Paid in the conversation

No web checkout page, no POS. Just the bank transfers your customers already make.

01

Checkout opens in WhatsApp

When a customer pays, your checkout sends them straight to WhatsApp, where they already are. Tuago opens the payment automatically.

02

They transfer from their bank

A dedicated account number, paid from their own bank app. No card, no new app to download, no website.

03

The bank confirms, instantly

Tuago verifies the transfer the second it lands, fires the green tick, and settles the money to your account.

Payer proof

See who really paid

Every payment carries the real payer's name, bank and account, pulled from the transfer itself and verified by the bank. The fake screenshot is gone for good.

Charge detailSuccessful
₦45,000.00
Payer
Adaeze Obi
Bank
GTBank
Account
•••• 4821
Verified by
Tuago
Instant confirmation

Confirmed the second it lands

No refreshing, no manual checks. The moment the money hits, Tuago verifies it with the bank and fires your webhook, and the green tick, in real time.

Order #1042Successful
₦25,000.00
Charge created
Transfer received
charge.success · webhook sent
Settlements

Money in your own bank

Collections settle to your account in clean batches, gross, fees and net laid out, with the bank reference for every payout.

GTBank •••• 0091Processing
Gross
₦1,284,500
Fees
−₦9,633
Net payout₦1,274,867.00
For developers

One call. A whole WhatsApp checkout.

Integrate once. Fire POST /v1/charges, Tuago opens the session in WhatsApp and returns the link, then listen for charge.success. Test & live keys, signed webhooks, no card data in your tree.

Read the API docs
₦2.4B+Confirmed for merchants
8,000+Businesses collecting
9sAvg confirmation
100%Uptime

Simple pricing, no surprises

One clear rate per transaction. No setup fees, no monthly minimum.

Starter

1.5%per transaction
  • BVN onboarding
  • WhatsApp checkout
  • Bank-transfer collections
  • Test + live keys
Create a free account
Most popular

Registered

1.4%per transaction · capped
  • Everything in Starter
  • Corporate account (CAC + TIN)
  • Higher limits
  • Team roles + webhooks
Upgrade your business

Start getting paid in the chat.

Set up in minutes. Collect your first bank transfer and watch it confirm itself.